2014 Year-End Performance

2014 was another great year for stocks. Yes, oil-related stocks did drop a bit but overall the market continues to be strong. I look to add more oil companies on weakness if I have the cash available.

Some statistics:
Beginning 2014 account value: $68,907
Ending 2014 account value: $123,001.82
Net cash in: $14,846
Stock transfers in: $24,765
Account appreciation: $11,442
Dividends reinvested: $2,258.08
Portfolio return: 16.36%
XIRR Annualized return: 52.9% (high due to net cash flow into Apple at a very favorable per share cost basis)

Dividend income in 2014: $2,357.66
Forward 12-month dividends: $3,480.33
Options income in 2014: -$255.85

Post-tax salary: $43,781
Pre-tax moonlighting income: $1,500
Percentage income saved: 32.8%

The dividends of $2,357.66 received in 2014 was a 108.3% increase from 2013. And, without any additional investments, the forward 12-month dividends are $3,480.33.

Effect of Dividend Increases

Company Effect of Dividend Increase
Apple $28.16
Aflac $4.81
Avista $7.45
Baxter $3.65
Bemis $2.01
BP $6.23
Cisco $8.42
Chevron $7.23
General Electric $15.74
Harris $9.91
IBM $7.24
Johnson & Johnson $4.87
Kinder-Morgan $18.81
Coca Cola $8.42
McDonald’s $5.00
Reality Income $0.38
Target $11.31
Visa $8.36
Ventas $5.85
Wells Fargo $16.65

Dividend increases added $180.50 to my future dividends. This is 5.2% of my forward 12-month expected dividends. The cool thing about this number is that I didn’t have to add any new capital to receive it. This bonus of $180.50 is the equivalent of adding a little over $6,000 at a 3% yield. Things like this are definitely one of the benefits of dividend growth investing!


Total 2014 Dividends

  • $2,357.66 or $196.47/month
  • Dividend Growth Year-Over-Year: 108.3%
  • Weighted-Dividend Average (as of 12/31/2014): 2.83%
  • Yield-on-cost (as of 12/31/2014): 4.27%

  • Annualized Stock Performance

    Company 2014 Annualized Performance
    Apple 216.54%
    Aflac -6.32%
    Avista 30.51%
    Baxter 8.34%
    BHP Billiton
    Bemis 13.34%
    BP -22.26%
    Berkshire-Hathaway 35.56%
    Caterpillar -56.24%
    Cisco 27.95%
    Chevron -6.93%
    Disney 39.99%
    General Electric -3.83%
    Harris 5.44%
    IBM -12.44%
    Johnson & Johnson 20.10%
    Kinder-Morgan 24.39%
    Coca Cola 5.30%
    McDonald’s -0.06%
    Nestle -11.37%
    Reality Income 26.26%
    Target 31.88%
    Unilever -8.46%
    Visa 31.88%
    Ventas 24.40%
    Wells Fargo 23.96%

    The XIRR formula takes into account net cash flow and then gives an percent that shows how the stock performed when annualized to a year. Stocks like Disney, which have been held for significantly less than one year, are subsequently skewed with this formula. Disney’s annualized performance of 39.9% only shows how it would perform if its current performance is carried out to an entire year.

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