2014 Year-End Performance
2014 was another great year for stocks. Yes, oil-related stocks did drop a bit but overall the market continues to be strong. I look to add more oil companies on weakness if I have the cash available.
Some statistics:
Beginning 2014 account value: $68,907
Ending 2014 account value: $123,001.82
Net cash in: $14,846
Stock transfers in: $24,765
Account appreciation: $11,442
Dividends reinvested: $2,258.08
Portfolio return: 16.36%
XIRR Annualized return: 52.9% (high due to net cash flow into Apple at a very favorable per share cost basis)
Dividend income in 2014: $2,357.66
Forward 12-month dividends: $3,480.33
Options income in 2014: -$255.85
Post-tax salary: $43,781
Pre-tax moonlighting income: $1,500
Percentage income saved: 32.8%
The dividends of $2,357.66 received in 2014 was a 108.3% increase from 2013. And, without any additional investments, the forward 12-month dividends are $3,480.33.
Effect of Dividend Increases
| Company | Effect of Dividend Increase |
|---|---|
| Apple | $28.16 |
| Aflac | $4.81 |
| Avista | $7.45 |
| Baxter | $3.65 |
| Bemis | $2.01 |
| BP | $6.23 |
| Cisco | $8.42 |
| Chevron | $7.23 |
| General Electric | $15.74 |
| Harris | $9.91 |
| IBM | $7.24 |
| Johnson & Johnson | $4.87 |
| Kinder-Morgan | $18.81 |
| Coca Cola | $8.42 |
| McDonald’s | $5.00 |
| Reality Income | $0.38 |
| Target | $11.31 |
| Visa | $8.36 |
| Ventas | $5.85 |
| Wells Fargo | $16.65 |
Dividend increases added $180.50 to my future dividends. This is 5.2% of my forward 12-month expected dividends. The cool thing about this number is that I didn’t have to add any new capital to receive it. This bonus of $180.50 is the equivalent of adding a little over $6,000 at a 3% yield. Things like this are definitely one of the benefits of dividend growth investing!
Total 2014 Dividends
Annualized Stock Performance
| Company | 2014 Annualized Performance |
|---|---|
| Apple | 216.54% |
| Aflac | -6.32% |
| Avista | 30.51% |
| Baxter | 8.34% |
| BHP Billiton | |
| Bemis | 13.34% |
| BP | -22.26% |
| Berkshire-Hathaway | 35.56% |
| Caterpillar | -56.24% |
| Cisco | 27.95% |
| Chevron | -6.93% |
| Disney | 39.99% |
| General Electric | -3.83% |
| Harris | 5.44% |
| IBM | -12.44% |
| Johnson & Johnson | 20.10% |
| Kinder-Morgan | 24.39% |
| Coca Cola | 5.30% |
| McDonald’s | -0.06% |
| Nestle | -11.37% |
| Reality Income | 26.26% |
| Target | 31.88% |
| Unilever | -8.46% |
| Visa | 31.88% |
| Ventas | 24.40% |
| Wells Fargo | 23.96% |
The XIRR formula takes into account net cash flow and then gives an percent that shows how the stock performed when annualized to a year. Stocks like Disney, which have been held for significantly less than one year, are subsequently skewed with this formula. Disney’s annualized performance of 39.9% only shows how it would perform if its current performance is carried out to an entire year.
